Completion of the Execution of Collateral Objects in Sharia Commercial Bank Murabahah Financing
Keywords:
Execution, Guarantee, Murabahah, Sharia Commercial BankAbstract
One type of financing that is quite developed in sharia commercial banks is murabahah financing which often uses fiduciary collateral, because the payment is considered simple, easy and relatively fast. The aim of writing this article is to elaborate on how to complete the execution of collateral objects in murabahah financing at Sharia Commercial Banks. The main focus of this article is a description of various solution options in resolving disputes in the form of executing collateral in murabahah financing. Research data was collected using library study techniques and then analyzed to produce descriptive conclusions. This research concluded that the settlement strategy for murabahah collateral objects can be carried out in two ways, namely through litigation and non-litigation processes. These two routes certainly have their own characteristics according to the nature of the solution.
Keywords:Execution, Guarantee, Murabahah, Sharia Commercial Bank.
References
Ansori, Miswan. "Development and Impact of Financial Technology (Fintech) on the Sharia Financial Industry in Central Java". Wahana Islamika Journal Volume 5 Number 1, (2019). p. 33-34.
Badrulzaman, Mariam Darus. Various Business Laws. Bandung: Alumni. 1994. Budi Harsono. The main points of Agrarian Law. Bandung: Alumni. 1996.
Bandung: Citra Aditya Bhakti. 2000.
Halimatussa'diyah et al. "Fiduciary Position as Guarantee for Murabahah Financing Agreements in Sharia Commercial Banks: Case Study at BPRS Bhakdi Sumenep". Misykat Al-Anwar Journal Volume 29 Number 2. (2018).
Hudawati, Sinta Noer. "Formal Legal Problems in Settlement of Sharia Economic Disputes in Religious Courts", Journal of Law Enforcement and Justice, Volume 1 Number 1 (2020).
Idris, Juliana. "Methods for Resolving Problematic Murabahah Financing in Sharia Commercial Banks in Indonesia: Review of the DSN-MUI Fatwa". Thesis, Faculty of Islamic Economics and Business, UIN Alaudin Makassar (2020).
Martono. Financial institutions and other financial institutions. Yogyakarta: Ekonisia, 2002.
Muhammad, Abdul Kadir. Standard Agreements in Trade Practices.
Mohammed. Financial Institution operational systems & procedures Sharia.
Musrifah and Madona Khairunnisa. "Settlement of Sharia Economic Disputes Through Sharia Arbitration". Al-Amwal Journal Volume 9 Number 1 (2020).
Nasution, Surayya Fadhilah. "Murabahah Financing in Sharia Banking in Indonesia". At-Tawassuth Journal Volume 4 Number 1 (2021).
Nizar, Muhammad. "Implementation of Murabahah Financing to Increase Profitability". An-Nisbah Journal Volume 2 Number 1 (2015).
Patrik et al. Guarantee Law: Revised Edition with UUHT. Semarang: UNDIP Faculty of Law. 2008.
Restudiyani. "The Position of Collateral in Sharia Financing Disputes in Religious Court Decisions in the Special Region of Yogyakarta". Article in the 2018 National Conferences Management and Business (NCMAB) "Empowerment and Strengthening Business Competitiveness in the Digital Era".
Rohmadi, Usman. Out-of-Court Dispute Resolution Options. Bandung: Citra Aditya Bhakti. 2009.
Salim HS. Development of Guarantee Law in Indonesia. Bandung: PT Raja Grafindo Persada. 2014.
Sangadji, Etta Mamang and Sopiah. Research Methodology: A Practical Approach to Research. Yogyakarta: CV Andi, 2010.
Sinungan, Muchdarsyah. Credit Ins and Outs and Management. Yogyakarta: Tograf. 1999.
Sjahdeni, Sutan Reny. Freedom of Contract and Balanced Protection for the Parties in Bank Credit Agreements in Indonesia. Jakarta: Indonesian Bankers Institute. 1993.
Sulaiman, Sofyan. "Murabahah Agreement Deviations in Sharia Banking and Several Issues Regarding Murabahah". Madania Journal Volume 7 Number 1 (2017).
Supriyadi. "Design for Settlement of Bad Credit in Murabahah Financing at BMT Bina Umat Sejahtera". Tawazun Journal Journal of Shari Economic Law Volume 1 Number 1 (2018).
Supriyadi. "Strategy for Execution Settlement for Collateral Objects in Murabahah Financing in Sharia Banking". Scientific Journal of Islamic Economics Volume 6 Number 2 (2020).
Supriyadi. Implementation of Financial lease agreements in Indonesia. Kudus: Mimbarda Publishing. 2018.
Surahman, Maman and Adam Panji. "Application of Sharia Principles to Rahn Agreements in Sharia Pawnshop Institutions". Law And Justice Journal, Volume 2 Number 2 (2017).
Yogyakarta: UII Press, 2014.
Downloads
Published
How to Cite
Conference Proceedings Volume
Section
License
Copyright (c) 2024 Edi Sahputra Siregar
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.