Ivan Astavan Manurung, Mhd Azhali Siregar and Fitri Rafianti (2025) “CIVIL LIABILITY IN INFORMATION TECHNOLOGY-BASED LENDING AGREEMENTS FROM THE PERSPECTIVE OF LEGAL PROTECTION FOR CREDITORS AND DEBTORS”, Law Sinergy Conference, 2(1), pp. 707–715. Available at: https://conference.sinergilp.com/index.php/lsc/article/view/101 (Accessed: 1 March 2026).